Rental Portfolio Loan

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Streamlined Funding Process

Landlords at all levels, we’re here to get the portfolio financing you expect. Take advantaged of our flexible guidelines to get funded whether you own 5 units or 500 units. Asset-focused lending: no income or employment verification needed, and your personal DTI ratio is not considered. Prior rental property ownership experience is required.

Rental Portfolio Loans

Purchase or refinance of a collection of rental properties based on the cash flow performance of the properties

Property Types

Residential 1-4 units (incl. residential 5-8 units up to 15% of loan value)

Loan Amount


Maximum Loan to Value

Up to 80% on Purchase/Rate & Term Refinance, up to 75% on Cashout Refi

Term Length

5, 10, and 30 years

Rate Types

5/10/30 yr fixed or 5/7/10 ARM (incl. I/O)

Minimum DSCR

1.20 (and 90% occupancy)


Tired of waiting on the bank to say no to your real estate investment financing request? Try our investor friendly solutions that will help you succeed as a property investor. Count on our experience and integrity to deliver a great financing result for your project.

excellent terms

speed to close

lighter documentation

proactive communication

Ready to get started?

Let’s discuss your specific project scenario