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RENTAL PORTFOLIO LOANS

We offer long-term portfolio rental loans to real estate investors with multiple rental properties in Florida, Texas, Ohio, and other states. A rental portfolio loan is mainly based on the value/cash flow of the property (DSCR type), not the income of the borrower. Gain consistency and efficiency by keeping all properties in a single loan structure.

Areas Served

Any investment property in an urban or suburban setting in TX could qualify for a portfolio loan. These are the most common markets:

Basic Portfolio Loan Terms

  • Property types: residential 1-8 units
  • Minimum property values from $50,000 (portfolio > $500k)
  • 80% LTV purchase/75% Cashout
  • 5/10/30-yr fixed or 5/7/10 ARM (I/O)
  • Rates starting from the 6s%
  • Minimum FICO 660
  • No income verification
  • Low fees and costs
  • Foreign nationals OK

DSCR Ratio = Rental Income / (Principal + Interest + Taxes + Insurance)

LONG-TERM LOAN SOLUTIONS

RENTAL (1-4 UNIT)

Purchase or refinance of 1-4 unit properties based on the cash flow performance of the property (DSCR-type rental loan) so you can quickly add doors. Includes cash-out refinance options (BRRRR method)

RENTAL (5+ UNITS)

Purchase or refinance of 5+ unit properties based on the cash flow performance of the property (DSCR-type rental loan) to scale up your portfolio. Includes cash-out refinance options (BRRRR method)

RENTAL PORTFOLIO

Purchase or refinance of a collection of rental properties based on the cash flow performance of the properties (DSCR-type portfolio loan) for terms of 5 to 30 years, including cash-out options

Ready to get started?

Let’s discuss your specific portfolio financing scenario

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